Our Services
1
Term Life Insurance
Term life insurance provides death protection for a specific period of time when premiums are paid. Because of its relatively low cost, it is a great option for students with a limited budget who are looking for insurance to cover a range of time/period up to 30 years.
2
Whole Life Insurance
Whole life insurance is designed to provide an alternative income source for large investments after a loss. It is a guaranteed death benefit that accumulates cash value over time without taxes. This protection remains in service for as long as you live, given that premiums continue to be paid. Policies themselves can be paid in various different ways in order to maintain flexibility for a diversity of consumers. Additionally, premiums are guaranteed to stay the same, so students don’t have to worry about having to pay more from their unchanging incomes.
3
Universal Life Insurance
In order to adjust to students’ changing needs, the universal life insurance plan addresses the ability to change coverage amounts and premiums to be able to exert maximum flexibility, our number one priority. While minimum funding requirements do need to be maintained for the plan to continue, it is a great affordable option that still gives consumers the freedom to be able to manipulate the amount of money they pay in accordance with their limitations.
**Sample rates are for a 25-year-old female in excellent health in Illinois. Get a quote to see personal pricing. Need help choosing a policy?